When it comes to money, one of the most impactful (and often overlooked) forms of mentorship is the relationship between an individual and their financial advisor...

As members of the Horizent Team at Intrua Financial, we wish you, your family and friends the most wonderful holiday season and a Happy New Year!

It's that time of year again when investors with Traditional IRAs consider converting some (or all) of those IRA assets to a Roth IRA.  One of the most common questions we get asked involves the strategy of converting a Traditional IRA to a Roth IRA...

Health, Wealth, and Confidence: Planning for Healthcare in Retirement December 2, 2025 Healthcare is one of the most underestimated expenses in retirement, and it’s only getting steeper. Fidelity’s latest research estimates that a 65-year-old retiring in 2025 will need about $172,500 to cover medical expenses in retirement. This is a 4% increase from 2024 and […]

NOVEMBER CURRENT CLIENT CHECK-IN NEWSLETTER Time Is Running Out: Why 2025 Is the Year to Maximize Your Charitable Giving For high-income earners, time is now officially part of the tax equation. Thanks to the One Big Beautiful Bill Act (OBBBA), the rules for charitable giving will change dramatically starting in 2026. These adjustments will affect […]

OCTOBER CURRENT CLIENT CHECK-IN NEWSLETTER Cybersecurity in the Age of AI: Don’t Get Spooked by Scams Cybersecurity in the Age of AI: Don’t Get Spooked by Scams It’s spooky season, and not just because of haunted houses and Halloween masks. The real ghosts lurking this October may be in your inbox. As artificial intelligence reshapes […]

After nine months on hold, the Federal Reserve delivered its first interest rate reduction of 2025. Fed Chair Jerome Powell characterized it as a “risk management cut,” aimed at guarding against a cooling economy and labor market. 1

Backpacks? Check. Notebooks? Check. Crayons, calculators, and lunchboxes? Check, check, and check. As families scramble to wrap up their back-to-school shopping, one item that rarely makes it onto the supply list (but absolutely should) is a 529 plan. While it may not fit in a backpack, this tax-advantaged savings account is one of the smartest tools available for funding education at every stage.

At its core, financial independence means having the freedom to live life on your terms without financial worry. It’s not simply about retiring early or hitting a magic number in your bank account. It’s about creating a life where you can make choices based on what truly matters to you.

Summer isn't just for vacations: it's also one of the most strategic times of the year to meet with your financial advisor. Whether you’re tracking toward long-term goals, considering portfolio adjustments, or preparing for year-end strategies, a mid-year financial review offers a host of benefits.